How long does a typical home warranty provide coverage?

A typical home warranty generally provides coverage for a duration of one year. This type of warranty is designed to help homeowners with the costs of certain unexpected repairs and replacements of major home systems and appliances, such as plumbing, electrical systems, and HVAC components, as well as kitchen and laundry appliances. Since home warranties usually cover these issues that arise within the first year of ownership, they are commonly offered to new homeowners shortly after they purchase their property.

While there might be different types of coverage available from various home warranty companies, one-year terms are the standard, making the option specifying this duration the most accurate in this context. Other options, such as five years or ten years, typically pertain to specific structural warranties or certain elements of construction, which differ from a home warranty’s purpose and standard coverage period. Lifetime warranties might be offered for certain products but are not representative of typical home warranty coverage.