What is another name for the Federal Truth-in-Lending laws?

The Federal Truth-in-Lending laws are commonly known as Regulation Z. This regulation was established under the authority of the Truth in Lending Act, which aims to promote informed use of consumer credit by requiring disclosures about its terms and cost. Regulation Z ensures that borrowers are fully aware of the financial implications of loans by mandating that lenders provide clear and concise information regarding interest rates, terms, and fees associated with credit. This transparency helps consumers make better-informed decisions when borrowing money.

Other terminology related to regulations, such as Regulation Q and Regulation D, pertain to different aspects of banking and lending practices. Regulation Q addresses interest rates on deposits, while Regulation D relates to reserve requirements for depository institutions. Regulation DIA is not widely recognized in the context of federal lending laws. Thus, the focus on consumer transparency and protection in lending practices under Regulation Z makes it the correct answer in this context.